Handelman Insurance Advisors, Inc.

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Reliance Standard Group Life & Disability Insurance

Group Insurance > Life and Disability

Group Life and Disability Insurance


Group Term Life/Accidental Death & Dismemberment (AD&D) insurance provides death benefits for employees covered under basic employee benefit plans. They offer: accelerated death benefit rider; waiver of premium with Critical Illness benefit; family and medical leave of absence coverage; counseling services; dependent coverage; and supplemental life coverage. A discount is available for employers who maintain a smoke-free workplace and provide wellness programs.

Group Disability Income insurance not only provides valuable income protection to employees, but also does it at an affordable cost. It can serve as a valuable benefit to help employers retain staff. Their  Group Disability Income product has competitive rates and plan design flexibility. Companies can choose from many specially designed benefit packages to offer to their employees.

SmartChoice offers comprehensive LTD, Life/AD&D, and STD benefits for small businesses with 2 to 19 employees and Dental (with an eye care benefit option) for small businesses with 3 to 19 employees.

  • All coverages can be written on a stand alone basis.

  • All coverages are Guarantee Issue.

  • Carve out coverage is available for all lines.

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