Handelman Insurance Advisors, Inc.

Health Essential
Affordable Healthcare Solutions

Consider Health Essential
Limited Indemnity Medical if you

• Do not have adequate health insurance
• Have health insurance with high deductibles or out-of-pocket expenses
• Want to supplement the coverage you may have
• Have been turned down for other health insurance

Insurance Benefits include

• Guaranteed Issue for members & their spouse's ages 18 through 64, and dependent children to age 19 or age 25- if attending an accredited school full-time
• Up to $1,000,000 Lifetime Maximum per Covered Person
• U.S. Citizenship not required, only U.S. residency for 12 consecutive months
• In-Hospital Daily Indemnity - Choice of $500, $750, $1,000 or $1,500 per day
• Surgery, Anesthesia, Lab, X-Ray, Wellness, Emergency Room and Ambulance benefits
• Doctor Office Visits - Choice of $25, $50 or $75 per visit benefit *
• Doctors Office Wellness Visit - Choice of $50 or $75 for one visit benefit *
• $2,000 Accidental Injury Medical Benefit
• $10,000 Accidental Death and Dismemberment

* You can select the NEW option to change the Doctors Office Visit benefit from an Indemnity to a $30 or $20 Co-Pay Benefit.

Non-insurance Benefits include

• Access to Beech Street PPO Network Savings
• Rx Prescription Drug 4 Tier Card & Vision Discounts

Information & Online Application

• See details & apply online