Handelman Insurance Advisors, Inc.

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Health Essential Limited Benefit Health Insurance

Individual Insurance > Limited Benefit Health Insurance

Health Essential
Affordable Healthcare Solutions

Consider Health Essential
Limited Indemnity Medical if you

  • Do not have adequate health insurance

  • Have health insurance with high deductibles or out-of-pocket expenses

  • Want to supplement the coverage you may have

  • Have been turned down for other health insurance

Insurance Benefits include

  • Guaranteed Issue for members & their spouse's ages 18 through 64, and dependent children to age 19 or age 25- if attending an accredited school full-time

  • Up to $1,000,000 Lifetime Maximum per Covered Person

  • U.S. Citizenship not required, only U.S. residency for 12 consecutive months

  • In-Hospital Daily Indemnity - Choice of $500, $750, $1,000 or $1,500 per day

  • Surgery, Anesthesia, Lab, X-Ray, Wellness, Emergency Room and Ambulance benefits

  • Doctor Office Visits - Choice of $25, $50 or $75 per visit benefit *

  • Doctors Office Wellness Visit - Choice of $50 or $75 for one visit benefit *

  • $2,000 Accidental Injury Medical Benefit

  • $10,000 Accidental Death and Dismemberment


* You can select the NEW option to change the Doctors Office Visit benefit from an Indemnity to a $30 or $20 Co-Pay Benefit.

Non-insurance Benefits include

  • Access to Beech Street PPO Network Savings

  • Rx Prescription Drug 4 Tier Card & Vision Discounts


Information & Online Application



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