Handelman Insurance Advisors, Inc.

A Health Savings Account (HSA) gives you more control over your healthcare financing. Health Savings Accounts are combined with an HSA-compatible health plan to offer a more affordable approach to healthcare. The health plans typically provide lower premiums and the HSA provides tax benefits when contributions are made, as funds grow and when used to pay for qualified medical expenses. Lower insurance premiums combined with using tax-free money can lead to significant savings.

• If you are eligible for an HSA, then you are eligible for a First American Bank HSA regardless of the state in which you reside.
  

• It's easy to open an HSA interest bearing checking account online.
• There are no set-up fees.

• Tax savings are based on IRS and state guidelines.
  

• Funds in the account will rollover each year. You do not lose the funds if you do not use them.
  

• Use your HSA MasterCard® debit card to pay for all your medical expenses, like doctors visits and prescriptions.
  

Information about HSAs

• Visit the United States Department of the Treasury for more information on HSA Accounts.
  

Open an Account

• HSA Account Flyer
  

• Open an HSA Account Online

Note: Please open your account via our website link above, rather than going directly with the bank, so that we can be listed as your agent.