Handelman Insurance Advisors, Inc.

Health Care & Lifestyle Discounts

Careington is the premier marketer of dental, medical, health and lifestyle discount plans, that help members save money on health care and other services.

Careington has some of the best health care and lifestyle discount plans in the industry.

Key features include:

• All discounts are available at the time of service
• All plans come with a 45-day satisfaction guarantee
• Unlimited plan usage, with no administrative forms or waiting periods
• On most plans, membership includes family members
• No medical questions asked to enroll
• Existing medical conditions are OK
• Compatible with consumer-directed health plans such as HSAs/FSAs

Disclosure: THESE PLANS ARE NOT INSURANCE. THEY ARE NOT MEDICARE PRESCRIPTION DRUG PLANS. These plans provide discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plans do not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. Before purchase, you may access a list of participating health care providers at this website. Upon request these plans will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone (800) 441-0380.